Financial Inclusion Solution

Our end-to-end Financial Inclusion (FI) technology solution offers the complete suite of banking services to the rural population. The highly scalable, robust & secure technology solution comprise of Micro ATM, Web Kiosk, Mobile & Tablet based client software, Biometric Identity Management Transaction aggregation & Switching, Interface to various core banking systems (CBS) & NPCI, ATM switches, secure key management, Audit & reconciliation.

Doorstep Banking

Mobile technology is increasingly emerging as a high potential channel for delivering financial services in a convenient and secure manner, allowing service delivery at low cost and in a ubiquitous manner. Our Micro ATM, Mobile, Kiosk and Tablet based solution enables banks to provide basic banking services at the door step of the customers.

Features:

  • Account opening using e-KYC
  • Aadhaar Enabled Payment System (AEPS)
  • RuPay Debit Card
  • Deposits including third party deposits
  • Micro Insurance
  • IVRS Guided Transaction System
  • Receipts in Multilingual
  • Supports Multiple Communication channels (GPRS, 3G & Ethernet)

Financial Inclusion Gateway

The Financial Inclusion Gateway is designed to roll out innovative and diverse branchless banking services using handheld devices like micro ATMs, tablets, mobile phones and kiosks.

Features:

  • High speed transaction processing infrastructure for providing STP (Straight Through Processing) in a multi-channel Financial Supply chain ecosystem
  • Optimized modular architecture and design to support scalability and availability
  • It drives all the industry standard front-end devices such as MICRO ATMs, POS, Kiosks, mobiles and provides Transaction authorization by connecting to hosts, interchanges and co-networks.
  • Supports multiple communicate channels and messaging formats ( TCP/IP Sockets, HTTP, SOAP,ISO 8583/Web service/ /XML )
  • Integrated Cryptographic Service including TDES, AES, SHA, MD5, etc.
  • RSA and Public Key Infrastructure (PKI) management
  • Optimizes biometric enrolment, management and authentication
  • Device registration, authorization and management
  • Full Fledged Business Correspondent Management Module

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